Florida pricing

How much does salon and barbershop insurance cost in Florida?

For eligible Florida barbers and stylists, CoverSmart Option 1 starts at $193 a year. Option 2 covers up to three employees. Confirm the live price on CoverSmart before you buy.

Coverage limits for Florida: $1M / $2M general and professional liability on both plans. Option 2 includes $5,000 business property.

Which Florida license do you hold?

Florida barber

From $193 a year

You will see two plans on the CoverSmart page

See barber plans

Heads to CoverSmart. Compare both plans there and buy online.

Florida stylist or cosmetologist

From $193 a year

You will see two plans on the CoverSmart page

See stylist plans

Heads to CoverSmart. Compare both plans there and buy online.

Factors that change the price in Florida

Example scenarios

Miami booth renter with no employees: Option 1 from $193 a year when eligible. Orlando stylist with two seasonal employees: Option 2 if you stay within three employees and program rules. Tampa med spa hybrid: quote form, not the online hair plans.

State-specific drivers

Florida building managers and tourist-market shops push hard on certificates. CE season does not pause lease demands. Specialty services common in Florida often force a custom quote instead of CoverSmart.

CoverSmart sets the live premium from your answers. Prior claims, excluded services, employee count, and optional coverages can change the total. Edward will not invent a firm quote.